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Licensing Information

NMLS ID#856322 NMLS ID#999521
I am licensed to do business in the state of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Steve J. Garcia NMLS 568795
Phone: 808-388-5708
Central Pacific Bank
NMLS 416603
225 Queen Street
Honolulu HI 96813

Raised in Hawaii and with over a decade of mortgage banking experience on Oahu, Steve is familiar with the local market as well as an array of loan programs available to first-time buyers, investors and veterans. With patience and care, he guides clients through the process and recommends that buyers formulate a budget early on so they will be comfortable with their mortgage payments.


A graduate of the University of Hawaii at Manoa with a degree in Finance, Steve enjoys spending time with his wife and kids, who are active in sports.

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